Joby George

Chairman & Managing Director

Mr. Joby George is a graduate in Arts and is a strong marketing professional with a high talent for coordinating the financial marketing activities of different teams. He is a very enthusiastic and responsible person with good leadership abilities. He is very much adaptive and can handle multiple tasks. He is a hardworking personality with a cheerful disposition and an excellent service spirit. He has vast and extensive experience of more than 20 years in developing marketing teams for various financial business concerns. He held responsible positions in leading financial service industries in the past and was instrumental to the development of many nonbanking financial institutions in South India. He has excellent communication skills and great convincing ability so that the team follows the strategy in an easier way

Abidh Abubakkar

Independent Director

An astute professional with experience in the areas of Business Development, Marketing, Agency Management, Client Servicing & Team Management in the Financial Services Sector. He has hands on experience in marketing of Financial Products and achieving business targets. At present Mr. Abidh Abubakkar is the Head – Sales & Marketing of a leading Non-Banking Finance Company in South India. He has to his credit of more than 14 years of experience in marketing of Financial Products. He holds Master of Business Administration Degree in Marketing and Finance.

Manikiam Chengalath Parambil Arunkumar


Mr. Arun Kumar is the Business Head of a leading Non-Banking Finance Company in South India, which is now planning to extend its presence in Pan India. He showed his achievement, in a short period of time, by bringing his Company’s Auto Loan Department at 2nd position in the Market. He earned a Bachelor Degree in Commerce in 1995 from Calicut University. In 1999, he secured LLB from Kannur University. He enrolled as an advocate in 1999 and practised for 2 years. He started his career in financial services in 2002, where he joined as an Area Manager in Leading NBFC Company and then in 2005, he joined IndusInd Bank and served as a Branch Head. After his tenure in IndusInd he has worked in many reputed Non-Banking Financial Companies. He has proved his versatility for over 20 years in Financial Services and succeeded in every aspect of his profession.

Sandeep Babu


Mr. Sandeep Babu possesses a degree in On completing his graduation he joined Fullerton india Credit Company Ltd as credit controller. He also worked with Muthoot Fincorp and Maxvalue credits and investments Limited on various designations. He has vast experience in the NBFC Sector over 10 years.

Dhanya Jose

Independent Director

She is a Fellow of ICSI and a Graduate in Law from Kerala University . She has over 12 years of experience in the Corporate sector . She has held top management positions in different organizations and has also worked in various capacities covering both public and private sectors like IT, ITes, Tourism, Construction, Trust, Plantations. She has specialized in Due Diligence.

Murali N A

Independent Director

Mr. Murali N A (61) , MCom, JAIIB is a retired banker having more than 40 years experience in banking He has worked in Federal Bank, South Indian Bank and Esaf Bank. He was Senior General Manager in South Indian Bank and held positions such as Head of Treasury and International Banking and Zonal Head of Mumbai Region. He was part of the team for setting up Esaf Small Finance Bank and held the position of Senior Vice President and Head of Treasury. He has more than 30 years overall experience in specialised verticals such as Retail and Whole Sale lending, Financial Investments, Funds management, Forex Management, FEMA compliance and Asset Liability Management. Currently he is engaged as Chief Management Adviser in a multi state co operative credit society (Central Financial Credit and Investment Co operative(India) Ltd) and independent director in Centreal Bazaar India Ltd, a super market chain.