Chartered Accountant with more than 15 years of professional experience in Accounts, Finance, Taxation, Auditing, Development finance, SME and Retail loans and Microfinance, Fund Mobilization, Treasury management, internal audit, IFC, marketing. He also has experience in managing corporate customer account relationships and setting facility limits and structures according to the nature and needs of client business. He has handled all aspects of financing Retail loans, vendor co-ordination, credit appraisals, and approvals of loan proposals. He also has experience in the analysis of audited financials and ratios. He is a Fellow member of ICAI (Institute of Chartered Accountants of India) and PG holder in Business Administration. He was the CFO of ESAF Microfinance and Investments (P) Ltd. Post which he has served as the Vice President – Marketing and Retail Assets of ESAF Small Finance Bank Limited. During his professional career, he has been honored with the Best CFO of the Year Award, CFO of the Year Award, Influential CFO of the year Award, and Asian CFO of the Year Award.